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About Marissa Makes it Yours LLC
Our Mission
STOP RENTING, start buying.
At Marissa Makes It Yours LLC, we are dedicated to helping Baltimore community members build equity through homeownership by aiming to break two cycles:
(1) Avoid long-term renting, putting money back in your own pocket
(2) Give ownership to residents, building individual wealth
We focus on education and accessibility in our services, helping to guide both renters and homeowners towards opportunities for growing personal and generational wealth.
No matter where you start,
Marissa Makes it Yours LLC can help give you peace of mind wile earning equity, ensuring that both property owners and tenants receive the highest quality of care and support.
How it Works
Utilizing grants and loan programs available to Baltimore City residents, you can purchase a home with a very small down payment (as little as $1,000).
Upon purchase, if you rent out rooms, a portion of the home, or decide to post on a short term rental platform (such as Airbnb), you can bring in MORE money than your monthly mortgage payment (including taxes and insurance). What this means? Put that extra money towards an emergency fund, the mortgage principal, or invest it! This way you build assets fast.
While you're able to cover the mortgage, you can save money, and in 30 years (or less) you've built an asset. No more rent payments... for life.
Individual Case Study
Guided a client who purchase a $250k home (utilized down payment grant of $10k from Baltimore City), and landed on a monthly mortgage of $1,510.
Two rooms are rented on upper level, bringing in $1,550 per month, while the client lives in the basement (two bedroom, one bathroom, plus dining/living area).
The entire mortgage is offset with rental income.
You can do this too.